Your One-Stop Mortgage Broker For All Major Banks

With our strong industry knowledge and relationships with all major banks, close deals more successfully with our dedicated Mortgage Specialists, who can source for the most suitable home loans for your client!

One Single Point of Contact

Personalised service from your dedicated Mortgage Specialist

End-to-End Support

From mortgage advisory to valuations and loan applications

Stay Updated

Throughout your clients' application

Earn 100% Commission & Partner360 Reward Points

90% cash and 10% PropertyGuru Ad Credits plus extra reward points

Accelerate Your Client's Home Ownership Journey

With PropertyGuru Finance’s comprehensive home loan support, your clients receive personalised advice while you can focus on closing property deals and collecting your referral rewards after the loan is approved.

Get Free Comparisons Across All Major Banks

As a trusted brand in Singapore, we partner with most major banks and help you save time by sourcing for the most competitive and suitable home loan package for your clients’ financial needs.

Dedicated & Personalised Service

Your Mortgage Specialist will work on understanding the financing needs of your clients, recommending a suitable home loan package and processing the paperwork to make sure they secure the perfect home loan.

You can thus focus your time on leads generation, conducting viewings and closing more deals.

Earn 100% Referral Rewards

When your clients successfully secure their home financing or refinancing through us, you’ll earn 90% of your referral commission in cash and 10% in bonus Ad Credits (instead of the usual 90% of the 0.15% bank referral commission).

Find out how to calculate your rewards.

Confidentiality Guaranteed

As an independent mortgage specialist, you can trust us to keep your clients’ mortgage needs confidential - your clients’ personal information will be kept private while keeping you updated on their home loan status.

Accelerate Your Clients’ Home Ownership Journey

We offer a one-stop mortgage solution - from searching for the perfect home loan, offering personalised advice, processing the loan application to attaining the Bank’s Letter of Offer, all while keeping you in the loop.

Once your clients have secured their home loan, we’ll inform you to collect your rewards!

How the Home Loan Referral Programme works

PropertyGuru Finance has a trusty team of experienced and skilled Mortgage Specialists to help you secure the best mortgage solution for your clients.

Step 1

Contact Your Account Manager

Contact your Account Manager who will refer you to your Mortgage Specialist.

Alternatively, join our Home Loan Referral Programme via the ‘Home Loans’ section on your AgentNet dashboard.

Step 2

We Offer Your Client Personalised Advice

Your Mortgage Specialist will reach out to understand your client’s financing needs and share the right home loan package.

Step 3

We Process Your Client’s Home Loan Application

We’ll carry out the valuation, negotiation, submit the application, and share updates every step of the way.

Step 4

We Attain the Bank’s Letter of Offer

Once your client has selected a preferred home loan package, we will coordinate for the signatures required for the Letter of Offer and other legal documents to seal the deal.

Step 5

You Collect Your Referral Commission & Ad Credits

Once your client has secured their perfect home loan, we'll let you know that it's time to collect your rewards.


Access our mortgage resources, guides and calculators to support you in becoming trusted advisors to your clients.

Start referring or get more details

Chat with Us!

Frequently Asked Questions

Refer to full FAQ here.

Let’s say your client takes a home loan of S$300,000 and your bank referral commission is 0.15% - you will earn S$450 in commissions and rewards (including GST).

You'll receive the following:
1) In Cash : S$375 (90% of the commission)
2) In Ad-Credits (Rounded up): 100 Ad credits (Valued at S$75 - 10% of the commission + 8% GST)

You will receive commission and Ad Credits via bank transfer 5 days after the bank processes their referral fee, which usually takes between 3 to 6 weeks

Don’t worry, we’re not going to replace your broker or turn into a brokerage business.

Our goal is to become Singapore’s most trusted mortgage marketplace, by leveraging technology and working closely with you, your clients, and all major banks. With PropertyGuru Finance, we’ve created a hassle-free home loan experience where:

Your clients successfully find, finance, and own property.​
You close more deals and earn more commission.​

It’s a win-win for everyone!​